{"id":21740,"date":"2020-12-29T07:32:37","date_gmt":"2020-12-29T07:32:37","guid":{"rendered":"https:\/\/krea.edu.in\/ifmrgsb\/?page_id=21740"},"modified":"2023-11-28T10:31:37","modified_gmt":"2023-11-28T10:31:37","slug":"utkarsh-choudhary","status":"publish","type":"page","link":"https:\/\/krea.edu.in\/ifmrgsb\/utkarsh-choudhary\/","title":{"rendered":"Utkarsh Choudhary"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21740\" class=\"elementor elementor-21740\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c85f6b6 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c85f6b6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column 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elementor-element elementor-element-6762f91\" data-id=\"6762f91\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f42ab5 elementor-widget elementor-widget-heading\" data-id=\"7f42ab5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Utkarsh Choudhary <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88eff75 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"88eff75\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5696de3 elementor-widget elementor-widget-text-editor\" data-id=\"5696de3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<table width=\"607\"><tbody><tr><td width=\"168\"><p><strong>Year of Joining<\/strong><\/p><\/td><td width=\"439\"><p>2020<\/p><\/td><\/tr><tr><td width=\"168\"><p><strong>Area \/ Specialization<\/strong><\/p><\/td><td width=\"439\"><p>Economics and Finance<\/p><\/td><\/tr><tr><td width=\"168\"><p><strong>Professional Experience (if any)<\/strong><\/p><\/td><td width=\"439\"><p>Project Associate\u00a0 at IIT Mandi on\u00a0 ISB-DIRI Project (2019-2020)<\/p><\/td><\/tr><tr><td width=\"168\"><p><strong>Research Topic \/ Interests<\/strong><\/p><\/td><td width=\"439\"><p><strong>1)<\/strong> Digital Inclusion<\/p><p><strong>2)<\/strong> Financial Inclusion<\/p><p><strong>3)<\/strong> Fintech for the Last Mile<\/p><p><strong>4)<\/strong> Development<\/p><\/td><\/tr><tr><td width=\"168\"><p><strong>Thesis Supervisor(s)<\/strong><\/p><\/td><td width=\"439\"><p>\u00a0<\/p><\/td><\/tr><tr><td width=\"168\"><p><strong>Conference Presentations<\/strong><\/p><\/td><td width=\"439\"><p>1) 4th International Conference on Digital Economy organized by IIM Raipur, 3-4th December.<\/p><p>2) 3rd Annual Conference in Economics and Finance, BITS-Pilani, Hyderabad<\/p><\/td><\/tr><tr><td width=\"168\"><p><strong>Academic Publications<\/strong><\/p><\/td><td width=\"439\"><p><u>1) <\/u><a href=\"https:\/\/krea.edu.in\/ifmrgsb\/wp-content\/uploads\/2022\/02\/WP21-021_ResearchPaper_EA_Utkarsh_Amit.pdf\">The Last-Mile Delivery Of Digital Literacy: An Overview Of Pradhan Mantri Grameen Digital Shaksharta Abhiyan (PMGDISHA)<\/a><\/p><p><strong>2)<\/strong> <a href=\"https:\/\/krea.edu.in\/ifmrgsb\/wp-content\/uploads\/2022\/04\/WP22-001_ResearchPaper_EA_Narbadeshwar_Ashutosh_Utkarsh.pdf\">Impact of Wash Facilities on Children Schooling. Does Household Head Gender Matter? Some Empirical evidence from India (Working Paper)<\/a><\/p><\/td><\/tr><tr><td width=\"168\"><p><strong>Link to Personal Website (if any)<\/strong><\/p><\/td><td width=\"439\"><p>https:\/\/sites.google.com\/view\/utkarshchoudhary\/home<\/p><\/td><\/tr><tr><td width=\"168\"><p><strong>Qualifications<\/strong><\/p><\/td><td width=\"439\"><p><strong>1)<\/strong> M.A Development Studies, TISS, Mumbai<\/p><p><strong>2)<\/strong> B.E Computer Science, Jain University, Banglore<\/p><p><strong>3)<\/strong> Diploma in Cyber Laws (Distance), Govt. Law College, Pune<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7e6cb4d\" data-id=\"7e6cb4d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-080c942 elementor-hidden-tablet elementor-hidden-phone elementor-widget elementor-widget-image\" data-id=\"080c942\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"236\" height=\"300\" src=\"https:\/\/www-cdn.krea.edu.in\/ifmrgsb\/2020\/12\/utkarsh-236x300.jpg\" class=\"attachment-medium size-medium wp-image-21739\" alt=\"\" srcset=\"https:\/\/www-cdn.krea.edu.in\/ifmrgsb\/2020\/12\/utkarsh-236x300.jpg 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0-6.2-1.4-2.3-4-3.3-5.6-2z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c204199 e-con-full e-flex e-con e-child\" data-id=\"c204199\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68e8717 elementor-widget elementor-widget-image\" data-id=\"68e8717\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/krea.edu.in\/ifmrgsb\/wp-content\/uploads\/elementor\/thumbs\/Utkarsh2-scaled-q1gpr6lynvfhdbetycdomiv7ude59t60i65la787pc.jpg\" title=\"Utkarsh2\" alt=\"Utkarsh2\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0731955 elementor-icon-list--layout-inline elementor-align-left elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0731955\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:%20utkarsh_choudhary.phd20@krea.ac.in\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">utkarsh_choudhary.phd20@krea.ac.in<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9aff19e elementor-icon-list--layout-inline elementor-align-left elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9aff19e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:chandrasekaran.nagarajan@krea.edu.in\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-university\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M496 128v16a8 8 0 0 1-8 8h-24v12c0 6.627-5.373 12-12 12H60c-6.627 0-12-5.373-12-12v-12H24a8 8 0 0 1-8-8v-16a8 8 0 0 1 4.941-7.392l232-88a7.996 7.996 0 0 1 6.118 0l232 88A8 8 0 0 1 496 128zm-24 304H40c-13.255 0-24 10.745-24 24v16a8 8 0 0 0 8 8h464a8 8 0 0 0 8-8v-16c0-13.255-10.745-24-24-24zM96 192v192H60c-6.627 0-12 5.373-12 12v20h416v-20c0-6.627-5.373-12-12-12h-36V192h-64v192h-64V192h-64v192h-64V192H96z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">PhD Cabin, Academic Building                                                                                             Krea University, Sri City                                                                                                                                 5655, Central Expressway                                                                                                                                Chittoor, Andhra Pradesh                                                                                                                                Pin \u2013 517646<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47359fb e-con-full e-flex e-con e-child\" data-id=\"47359fb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e2e4a67 elementor-widget elementor-widget-heading\" data-id=\"e2e4a67\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Utkarsh Choudhary <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b377aa2 elementor-widget elementor-widget-heading\" data-id=\"b377aa2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">PhD Student \n  | Admitted 2020<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9267b38 elementor-tabs-alignment-center elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"9267b38\" data-element_type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1531\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1531\" aria-expanded=\"false\">Bio<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1532\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1532\" aria-expanded=\"false\">Experience<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1533\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1533\" aria-expanded=\"false\">Conferences & Publications<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1534\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1534\" aria-expanded=\"false\">Personal Interests<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1535\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1535\" aria-expanded=\"false\">Education & Certifications<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1531\" aria-expanded=\"false\">Bio<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1531\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1531\" tabindex=\"0\" hidden=\"false\"><p>Utkarsh has been actively involved in multiple research organisations, exploring the fields of Development Economics, Tribal Economics, and Political Economy. His research interests include Development Economics, Tribal Economics, and Political Economy. Before joining IFMR GSB, he worked with IIT Mandi on the ISB-DIRI project. He is passionate about using his research to develop innovative solutions for previously overlooked social and economic issues, especially those faced by people in rural and tribal regions of India. He has well-versed in both qualitative and quantitative research methods.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1532\" aria-expanded=\"false\">Experience<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1532\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1532\" tabindex=\"0\" hidden=\"hidden\"><p><strong>Professional Background:<\/strong><\/p><ol><li>Project Associate, IIT Mandi, Himachal Pradesh (May 2019 to June 2020)<\/li><\/ol><p>Project Title: <em>The Role of Aadhar at the Last Mile Delivery of Financial Services<\/em><\/p><p>Principal Investigator: <a href=\"https:\/\/www.linkedin.com\/in\/puran-singh-88996142\/?originalSubdomain=in\">Dr Puran Singh<\/a><\/p><ul><li>Responsibilities included Literature Review, preparing Survey questionnaires, Planning Primary Data Collection, Recruitment of Field Investigators, Training Field Investigators, Digitising the data collection process via survey tools like Kobo Toolbox, Onfield Data Collection monitoring, cleaning data, Analysing Data, and Report Writing<\/li><\/ul><ul><li>For the primary survey, banking agents and their customers were interviewed among the ten districts of the state. From them, details of BC operations, incomes, costs, issues faced, best practices followed, and financial literacy are captured through a structured questionnaire<\/li><\/ul><ul><li>Other responsibilities for the execution of the survey included lesioning with the banking agents, managing the on-field execution of the survey at various locations, interviewing the banking agents and their customers, and capturing observations from the field<\/li><\/ul><p><strong>Independent Research Studies at IFMR-GSB:<\/strong><\/p><ol><li><em>The last mile delivery of digital literacy: Impact of digital literacy on digital usage. <\/em>The study found a positive impact of digital literacy on various types of digital usage. The study also looks at the policy implementation bottlenecks and delivery (with Prof Amit Das)<\/li><li><em>Information privacy among low-income consumers: An interplay between trust and information sharing<\/em> (with Prof Vijayalakshmi C and Prof Lakshmi Kumar)<\/li><\/ol><p><strong>Collaborative Work at IFMR-GSB:<\/strong><\/p><ol><li><em>Impact of WASH facilities on children&#8217;s schooling. Does household head gender matter? Some empirical evidence from India. <\/em>The paper investigates the impact of household head gender and WASH provisions on children\u2019s schooling attainment (<a href=\"https:\/\/krea.edu.in\/ifmrgsb\/wp-content\/uploads\/2022\/04\/WP22-001_ResearchPaper_EA_Narbadeshwar_Ashutosh_Utkarsh.pdf\">Link<\/a>)<\/li><\/ol><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1533\" aria-expanded=\"false\">Conferences & Publications<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1533\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1533\" tabindex=\"0\" hidden=\"hidden\"><p><strong>Paper Presentations:\u00a0<\/strong><\/p><ol><li>3rd Annual Conference in Economics and Finance, BITS-Pilani, Hyderabad, 2021<\/li><li>4th International Conference on Digital Economy, IIM Raipur, 2021<\/li><li>1<sup>st<\/sup> Management Colloquium, IIT Jodhpur, 2023<\/li><li>XVIII International Conference on Public Policy &amp; Management, IIM Bangalore, India, 2023<\/li><li>10<sup>th<\/sup> International Research Conference (IEA IRC), Dublin, Ireland, 2023<\/li><li>Conference on <em>Digitalization and Inclusive Banking: Vision for the Next 25 Years<\/em>, IIT Roorkee, 2023<\/li><\/ol><p><strong>Paper Acceptance in International\/ National Conference<\/strong><\/p><ol><li>4<sup>th<\/sup> Barcelona Conference on Education, Spain, 2023<\/li><li>DSI-Global 2023 conference, IIM Ranchi,2023<\/li><\/ol><p><strong>Summer School:<\/strong><\/p><ol><li>Summer Institute in Computational Social Science, Computer Science, Social Science, Research Methodologies, IIIT Hyderabad, July 2022<ul><li>Topics learned include text as data, website scraping, digital field experiments, machine learning, NLP, multimodal analysis, analysis of citizen-centric data, research methodologies, data and misinformation, and ethics<\/li><\/ul><\/li><\/ol><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1534\" aria-expanded=\"false\">Personal Interests<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1534\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1534\" tabindex=\"0\" hidden=\"hidden\"><p>Utkarsh is a passionate and curious student who is always eager to learn and grow. He is interested in exploring the world around him and understanding the community&#8217;s issues. His curiosity has driven him to pursue various interests, from cars to different cultures. He has a strong desire to make a difference and is excited to take on any challenge that comes his way.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1535\" aria-expanded=\"false\">Education & Certifications<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1535\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1535\" tabindex=\"0\" hidden=\"hidden\"><p><strong>Academic Background:<\/strong><\/p><ol><li>MA in Development Studies (2017-2019). Tata Institute of Social Sciences, Mumbai<\/li><li>BE in Computer Science (2011-2015). School of Engineering and Technology, Jain University, Bangalore.<\/li><li>Diploma in Cyber Laws, Government Law College, Mumbai<\/li><\/ol><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Utkarsh Choudhary Year of Joining 2020 Area \/ Specialization Economics and Finance Professional Experience (if any) Project Associate\u00a0 at IIT Mandi on\u00a0 ISB-DIRI Project (2019-2020) Research Topic \/ Interests 1) Digital Inclusion 2) Financial Inclusion 3) Fintech for the Last Mile 4) Development Thesis Supervisor(s) \u00a0 Conference Presentations 1) 4th International Conference on Digital Economy &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/krea.edu.in\/ifmrgsb\/utkarsh-choudhary\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Utkarsh Choudhary&#8221;<\/span><\/a><\/p>\n","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-21740","page","type-page","status-publish","hentry","entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Utkarsh Choudhary - Premier &amp; 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