Introduction to Banking​

Course Objective

This course is primarily designed to help participants understand the basics of modern banking, operational dynamics and day-to-day transactions in bank branches. However, it will also cover in some detail some of the latest global developments in banking in the areas of Governance, Risk Management, Payments and Investment Banking.

Course Duration 30 hours spread over 20 sessions of 90 minutes each
Venue IFMR Graduate School of Business, 196, TTK Road, PG Gardens, Alwarpet, Chennai
Lead Faculty Prof C. Krishnan

Role and functions of banks, banking industry structure in India, internal organization of a bank, Central banks, Monetary Policy, Credit Bureaus

Retail Banking:

  1. Deposit Accounts and their features; Designing Deposit Products; Non-Resident Accounts, Account Opening, KYC Norms and AML Provisions, Account Operation; An overview of financial instruments
  2. Services -An overview of Retail Banking Services
  3. Credit and Debit Cards
  4. ATM
  5. Online Banking

Process of lending, credit sanction process; Credit Scoring Models and decision-making; Collateral Management, loan monitoring, Non-Performing Assets (NPAs)

An Overview, Fund Based & Non-Fund Based Credit Facilities, Relationship Management

International Trade, Export-Import Financing, Letters of Credit, Bank Guarantees, Acceptances

Indian Payments Landscape: Cheque Payment System, MICR Clearing & Cheque Truncation; Batch Payment System (NEFT); RTGS – Features, Significance, Transaction Analysis, Cross border payments using SWIFT, Role of Correspondent Banking

Concept of Enterprise Risk Management, Risk Dashboard using technology to assist in enhanced risk management practices, Using internal data to improve risk management practices and policies, importance of capital and liquidity post 2008 financial crisis, ICAAP concept

Asset Liability Management

Capital and Liquidity Management, including the Basel Accords

20,000/- + 18% GST

Early Bird Discount of 10% for 1st few participants, so hurry and register now!

To Know more / register – Mail @ [email protected] or call @ 9500055698

Prof Krishnan has been a senior banker with over 30 years expertise in Corporate Banking, SME and Retail Lending with the ANZ Banking Group and other major Banks. Geographical expertise has been in India, Australia, and Middle East at senior management levels. During the last 10 years, he has also had brief stints in a specialized Risk Management Consultancy company and a major IT company (Tata Consultancy Services). He is an expert in Risks pertaining to banking